SERVING THE COMMUNITY SINCE 1933
WDI Termite Inspection
For Ohio Real Estate
A WDI inspection — the wood-destroying insect inspection required for most home sales, refinancing, and VA loans — documents termite and wood-destroying insect activity on the industry-standard NPMA-33 form. State Termite is Ohio-licensed and has inspected Northeast Ohio homes since 1933. Agents and buyers working against a closing date can call 330-494-6199 to get on the schedule.
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Why Buyers, Sellers & Agents Use State Termite for WDI Inspections
The NPMA-33 Form, Completed Correctly: Lenders, title companies, and the VA expect the inspection reported on the NPMA-33 wood-destroying insect report. We complete that form the way underwriters expect to receive it, noting visible evidence, conditions conducive to infestation, and any prior treatment. A form that comes back incomplete or ambiguous is what delays a closing, so we do not leave sections open to interpretation.
Inspectors Who Know Ohio Termites: Eastern subterranean termites are the species that matters in Stark, Summit, and Portage counties, and they announce themselves through mud tubes, damaged framing, and spring swarmers rather than anything obvious at a walkthrough. Our inspectors have been reading Northeast Ohio basements, crawlspaces, and sill plates for decades. See our termite identification guide for what the evidence actually looks like.
One Company for the Inspection and the Treatment: If the inspection turns up active termites, you are not starting over with a second vendor and a second schedule. We treat what we find, using Sentricon® colony elimination or liquid barrier treatment, and can document the work for the lender. Ongoing protection after closing is handled through our termite control programs.
Required. Protective. Time-Sensitive.
Why a WDI Inspection Matters Before You Close
Your Lender Will Likely Require It: VA loans require a wood-destroying insect report in Ohio, and conventional and FHA lenders frequently ask for one as a condition of closing. Finding that out late is what turns a routine inspection into a scramble. If you are not certain whether your transaction needs a WDI report, ask your lender early — the inspection is straightforward to schedule when it is not being done at the last minute.
Buyers Inherit Damage They Cannot See: Termites feed inside wood, so a home can pass a visual walkthrough while framing, floor joists, or sill plates are already compromised. Most homeowner's insurance policies do not cover termite damage, which means the repair bill lands on whoever owns the house when it is discovered. A WDI inspection before closing is how a buyer avoids inheriting that.
Real Estate Runs on Deadlines: Inspection periods and closing dates do not move easily. Agents working against a deadline are a priority for our scheduling, and we serve the whole region — from Canton and North Canton up through Akron. Call the office with your closing date and we will tell you honestly whether we can meet it.
FAQ's
Frequently Asked Questions
Answering the questions buyers, sellers, and agents ask about WDI inspections.
A WDI inspection is a wood-destroying insect inspection: a licensed inspector examines the accessible areas of a property — foundation, crawlspace, basement, sill plates, framing, and exterior — for evidence of termites, carpenter ants, powderpost beetles, and other wood-destroying insects, then reports the findings on a standardized form. It is the inspection most commonly required as part of a real estate transaction.
The NPMA-33 is the standardized wood-destroying insect inspection report published by the National Pest Management Association, and it is the form lenders and the VA expect to see. It records visible evidence of wood-destroying insects, any visible damage, conditions conducive to infestation such as wood-to-soil contact or moisture, and whether treatment was performed. It is completed and signed by the licensed inspector.
Ohio is a state where VA loans require a wood-destroying insect report. Conventional and FHA lenders may also require one. Confirm the requirement with your lender at the start of the process rather than in the final week before closing.
No. Our standard termite inspection is for homeowners who want to know whether they have termites. A WDI inspection is a separate, documented inspection for a real estate transaction, reported on the NPMA-33 form that lenders and the VA expect to receive.
Turnaround depends on the week and the property's location, but real estate deadlines are treated as a priority in our scheduling. Call the office with the address and your closing date and you will get a straight answer about timing — we would rather tell you we cannot meet a date than miss it.
The findings are documented on the NPMA-33, and you will get a clear explanation of what was found and where. From there the parties to the transaction decide how treatment is handled. If you choose us for the treatment, we use Sentricon® colony elimination or a liquid barrier depending on the structure, and we document the completed work for the lender.
No. A general home inspector evaluates the overall condition of the house and is not licensed to issue a wood-destroying insect report. The WDI inspection is performed by a licensed pest control operator and is a separate report. Many transactions require both, and they are often scheduled around the same time.
Find Us
WDI Termite Inspections Throughout Stark, Summit & Portage Counties
State Termite performs real estate WDI inspections across Northeast Ohio, including Canton, North Canton, Akron, Massillon, Hartville, Louisville, Green, and Kent. Family-owned since 1933. Call 330-494-6199 to schedule an inspection around your closing date.